Classic VISA

The VISA Classic credit card is an ideal first card because of its simplicity, flexibility, and worldwide recognition. Whether you’re a student, a young couple, or someone trying to establish credit, apply now for the convenience of owning a Visa card.

For securing hotel reservations, buying textbooks online, or making everyday purchases, a Visa Classic card, like any other Visa card, offers an easy and reliable form of payment recognized by more than 28 million merchants around the globe. Along with Visa’s universal acceptance, you receive the benefits of lost or stolen card reporting and Zero Liability, Visa’s fraud protection guarantee.

Some of the benefits include:

• Cash advance at millions of ATMs
• Limits available up to $15,000
• No annual fee
• Share secured cards available. Call loan dept. for details.
• Student Classic Card available. Call loan dept. for details.

Lost/Stolen Card Reporting
With the Visa Lost/Stolen Card service, reporting a lost or stolen card is simple. Just call Visa Customer Service at (800)-449-7728 and a representative will work with you to notify the appropriate parties and replace your card.

Travel Accident and Baggage Delay Insurance
Travel with ease knowing that you and your family are protected when you purchase your entire travel ticket with your Visa card. The Visa Travel Accident program provides Visa Platinum cardholders and eligible family members with a minimum of $100,000 automatic Common Carrier Accidental Death & Dismemberment coverage.

Receive reimbursement of up to $100 per day for three days in the event of a baggage delay during travel.

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Auto Rental Insurance
Enjoy 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental vehicles, at no additional cost to you. Visa Auto Rental Insurance reimburses you for the repair or replacement of covered losses to your rental vehicle when certain terms and conditions are met.

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Universal Acceptance
Use your card to pay for purchases at more than 28 million merchant locations worldwide. Visa cardholders can also use their cards to obtain cash at more than 800,000 Visa ATMs in the United States, and 144 countries around the world.

Zero Liability
Use your Visa card to shop online, in a store, or anywhere, and you're protected from unauthorized use of your card or account information. With Visa's Zero Liability policy, your liability for unauthorized transactions is $0—you pay nothing!

Debt Protection
We have you covered!

• Pays off or reduces your loan balance in the event of death*
• Pays your loan payment for up to 6 months if you are disable (begins 30-days after disability)*
• Defers your loan payment up to 3 months if you become unemployed*
• Defers your loan payment up to 3 months for Family Medical Leave*
• Easily added to your current loan
• Instant coverage 90-days after signing your loan
• Joint protection available. You choose the coverage that is right for you!

*Must meet all Debt Protection Plan Agreement terms to qualify.

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