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identity theft insurance
Up to $2,500 in financial relief in the event your identity is stolen.
Limit of Insurance — Aggregate Annual
- Limit of Insurance: $2,500 per policy period
- Lost Wages: $500 per week, for 4 weeks maximum
- Deductible: $0 per policy period
*Identity theft claims must be reported within 6 months of the offense.
Stolen Identity Event
The theft of your personal identification, social security number, or other method of identifying you, which has or could reasonably result in the wrongful use of such information, including but not limited to stolen identity events occurring on or arising out of your use of the Internet. A stolen identity event does not include the theft or illegal use of your business name, d/b/a or any other method of identifying your business activity. All expenses incurred must be as a direct result of theft of your identity.
Important
In the event of identity theft, contact the local authorities, credit card
companies and your financial institution(s) immediately
upon learning of any form of personal identity theft. This may help stop
any additional activity by the person(s) that conducted the theft.
| Coverage Examples | |
| Re-filing applications for loans, grants or other credit instruments as a result of stolen identity. | Credit Reports (Max. 6 reports. No more than two reports from any one credit bureau). |
| Notarizing affidavits or other similar documents. | Lost wages (partial or whole days) time taken off as a result of theft. |
| Long distance phone calls. | Legal defense fees and expenses. (Reasonable and necessary) |
| Postage | |
For a complete summary of account holder terms, conditions, benefits and exclusions please refer to The Master Policyholder agreement form. For assistance with identity theft-related matters and/or to file a claim please call 1-866-434-3572 (1-866-IDHELP2) 24 hours a day, 7 days a week. Use Claim ID # IDT2500
Underwritten by
American International Specialty Lines Insurance Co.
70 Pine Street, NY, NY 10005
