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home equity visa
3.99% APR FOR SIX MONTHS
With
the equity you've built, your home is a real "safe" place. It's time to cash in.
Now there's a low rate VISA card to make instant large purchases for projects around the house or for those everyday necessities. Also, maintain your flexibility to have low monthly payments for continual purchasing power as you pay your balance. A HAPO Home Equity VISA is the smart way to borrow. Take a look at this combination of advantages:
- Low 3.99% introductory Annual Percentage Rate (APR) for six months*
- Rates as low as Prime + 0.00%*
- Take Advantage of a tax advantage - because this loan is tied to your home, you may be able to deduct the interest you pay each month. Consult your tax advisor.
- No annual fee, No Cash advance fee or balance transfer fee
- 25-day grace period for purchases
- Up to $100,000 line of credit
- Credit Line access for up to 10 years
*ANNUAL PERCENTAGE RATE. For the first six (6) billing cycles of your account, the ANNUAL PERCENTAGE RATE will be 3.99%. On the first day of the seventh (7th) billing cycle, the ANNUAL PERCENTAGE RATE will be adjusted based on Prime and credit score. Payment is 1.25% of balance with a minimum payment of $15.00. Granting of minimum ($7,500) or maximum ($100,000) credit limit is contingent upon an adequate level of credit worthiness.
For additional information, please stop by one of our financial center lending departments. Applications available at all HAPO locations for complete terms and conditions.
HAPO Mortgage/Home Equity Division
509-946-2044
 Contact Hapo |
Debt Protection
We have you covered!
- Pays off or reduces your loan balance in the event of death*
- Pays your loan payment for up to 6 months if you are disable (begins 30-days after disability)*
- Defers your loan payment up to 3 months if you become unemployed*
- Defers your loan payment up to 3 months for Family Medical Leave*
- Easily added to your current loan
- Instant coverage up to 45-days after signing your loan
- Joint protection available. You choose the coverage that is right for you!
- Must meet all Debt Protection Plan Agreement terms to quality.
*Must meet all Debt Protection Plan Agreement terms to qualify.
