Whether you are looking to purchase a new home, or sell your existing home, at HAPO we understand that buying a home can be confusing and that is why our friendly, knowledgeable mortgage professionals are here to help. We can determine your financing needs and then get you set up with the loan that is best suited to help you reach your financial goals.
HAPO is pleased to offer FHA insured mortgage loans as well. Please contact us for information.
*Mobile Home rates available up to a 240-month term, subject to add-on rate. Rate dependant on year of home. Age of mobile home can be no more than 15-years old from current calendar year. Rates displayed above based on a loan amount of $75,000 at 80% loan to market value. "Balloon" loan is amortized over 30 year period with balance due at end of 15 years.
**Mortgage and Home Equity Rates subject to change without notice. Contact Mortgage Division at our Kennewick Financial Center (509) 946-2044 for current rate information. HAPO is an equal housing lender.
The following REALTORS® are agents that we have worked with in the past that have provided courteous and professional services to our members.
Call Alma Feil, Director of Mortgage Lending, at 509.946.2044 to find out how you can become a Trusted Realtor.
*FREE APPRAISALS: After pre-approval at closing, HAPO will pay for your appraisal valued up to $460 when you purchase or refinance your mortgage and the loan is kept in house. Rate and program availability is subject to and based upon borrower's credit scores, collateral, property loan-to-value, down payment, loan amount, and property appraisal. Existing HAPO refinances and loans brokered to other financial institutions do not qualify. Loan amount must be greater than $50,000 to qualify. For example, a home loan of $100,000.00 at 4.875% with an Annual Percentage Rate (APR) of 5.019% and with 20% down payment at a term of 360 months would have a monthly loan principal and interest payment of approximately $529.21.
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