Platinum VISA

You've achieved success by demanding more out of life. Why not carry a HAPO VISA Platinum, the card that meets your demands by providing outstanding service, exceptional purchasing power, and the recognition you deserve Apply now and enjoy the prestige of a card that offers you C.U. Rewards more.

Visa Platinum is a card full of potential, with added benefits including:

• Limits available up to $30,000
• CURewards offered
• No annual fee
• 0.00% APR on purchases for six months.* Rate valid for purchase transactions processed on new HAPO Visa Platinum Credit Card account. Purchase rate valid for six months from date of account opening.

Auto Rental Insurance**
Enjoy 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental vehicles, at no additional cost to you. Visa Auto Rental Insurance reimburses you for the repair or replacement of covered losses to your rental vehicle when certain terms and conditions are met.

Emergency Cash & Card**
Experience peace of mind 24 hours a day, seven days a week knowing that Visa has you covered through Visa Emergency Cash & Card.

Lost/Stolen Card Reporting**
Enjoy peace of mind knowing that if your Visa card is lost or stolen, assistance is only a phone call away through Visa's Lost/Stolen Card Reporting service.

Travel Accident Insurance**
Travel with ease knowing that you and your family are protected when you purchase your entire travel ticket with your Visa card. The Visa Travel Accident program provides Visa Platinum cardholders and eligible family members with a minimum of $100,000 automatic Common Carrier Accidental Death & Dismemberment coverage.

Universal Acceptance
Use your card to pay for purchases at more than 28 million merchant locations worldwide. Visa cardholders can also use their cards to obtain cash at more than 800,000 Visa ATMs in the United States, and 144 countries around the world.

Zero Liability**
Use your Visa card to shop online, in a store, or anywhere, and you're protected from unauthorized use of your card or account information. With Visa's Zero Liability policy*, your liability for unauthorized transactions is $0-you pay nothing!

Debt Protection
We have you covered!

• Pays off or reduces your loan balance in the event of death***

*If at any time the account is more than 62 days past due, revoked, included in bankruptcy or is in default, the APR will return to the regular APR and monthly periodic rate as specified in the Credit Card Account Agreement. Upon expiration of purchase rate, purchase balance will be subject to standard APR for account, based on credit worthiness as determined by the credit union in the Credit Card Account Agreement.

**Certain restrictions, limitations and exclusions apply. Call HAPO Community Credit Union at 1-800-284-4276.

***Must meet all Debt Protection Plan Agreement terms to qualify.

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