We disburse FFELP subsidized and unsubsidized Stafford Loans to students, PLUS Loans to parents, and Graduate PLUS Loans to students who meet the application criteria. We also offer consolidation loans to those who have several student loans and wish to consolidate them into a new single loan.
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Stafford Loans: In a subsidized Stafford loan, the government pays interest while you are in school, during grace periods, and in case of any other deferment. Unsubsidized loans carry interest from the time it is disbursed until it is paid in full. You or your parents will start paying on all Stafford loans six months after graduating from or leaving school. There are also limitations on what you can borrow. Limits range from $5,500 for a first-year undergraduate, $6,500 for second and third-year, and $20,500 for a graduate or professional student.
• NO ORIGINATION FEE!
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ELIGIBLE FOR .25% RATE REDUCTION with Checkfree (ACH) payment process!
FASTLoans, the quick and easy way to electronically sign
your Master Promissory Note (MPN) for a Federal Stafford Loan.
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PLUS Loans: These loans work well for parents with good credit who have students enrolled in at least half a full course load. Parents can finance the full cost of your education, minus the amount funded by grants or other aid. Repayment is deferred until six months after graduation or when student falls below half-time graduate status.
• ELIGIBLE FOR .25% RATE REDUCTION with Checkfree (ACH) payment process!
FASTLoans, the quick and easy way to electronically sign
your PLUS Master Promissory Note (MPN) for a Federal Stafford Loan.
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Graduate PLUS Loans: Extends eligibility for PLUS Loans to graduate and professional students. Eligibility criteria remain, including credit checks. Students are eligible for an in-school deferment.
• ELIGIBLE FOR .25% RATE REDUCTION with Checkfree (ACH) payment process!
FASTLoans, the quick and easy way to electronically sign
your PLUS Master Promissory Note (MPN) for a Federal Stafford Loan for graduate school.
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Loan Consolidation: Offers eligible borrowers the opportunity to consolidate all or some of their outstanding federal educational loans into a single new loan, even if their present student loans are held by more than one lender and are of different types. Want more information about consolidation loans? Download our FAQ here.
• ELIGIBLE FOR .25% RATE REDUCTION with Checkfree (ACH) payment process!
 Download: FFELP Federal Consolidation Loan Application and Promissory Note (252KB PDF)
Download: FFELP Federal Consolidation Loan Addendum (24KB PDF)
Download: FFELP Request to Add Loans to Consolidation (88KB PDF)
Download: FFELP Additional Loan Listing Sheet Consolidation Loans (68KB PDF)
NOTE: Acrobat Reader is required to view these () files.
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