Visa Card Rates
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| Credit Card | VISA Classic | Prime + 8.25% to Prime + 14.75% | Revolving | * |
| Credit Card | VISA Platinum | Prime + 3.99%** to Prime + 14.75% | Revolving | * |
| Student Card | VISA Classic | 18.00% | Revolving | |
| Home Equity Line of Credit | Equity VISA | 6.125% | Call HAPO | |
| Shared Secured | | 18.00% | Revolving | |
Rates subject to change without notice.
*This APR will vary with the market based on the Prime Rate as reported in the Wall Street Journal, as well as credit score. Click here to see the current Prime Rate.
**Prime + 3.99% for Platinum score ranges 750-999 has a floor limit of 9.75% APR.
There are two ways to fill out the loan application form. You can
either fill out the application online, or you can choose to download
the PDF and either fax or bring in the completed form. Our fax number is
1-509-946-8977. You will need Adobe Acrobat Reader in order to download
or view the PDF application. If you do not have Acrobat Reader, please
click the icon below for a free download of the software. Also, please
be sure to sign your completed application.
HAPO is an Equal Credit Opportunity Lender
Classic Visa Application
PDF Application
