Checking Accounts

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Our approach to checking accounts is that they should make life easy. Checking at HAPO is Free and Easy! Our Free Checking Account is simple, and simple is good! You also receive these services free:

  • 24 hour hotline
  • eTeller
  • Direct Deposit
  • Bill Payer*
  • e-Statements
  • Visa Debit Card
  • Personalized Debit Cards

Find out more about our Convenience Services.

Overdraft Protection: Are You Covered?

Have your paychecks directly deposited into your HAPO account by filling out our Direct Deposit Form

There is NO minimum balance, and NO monthly fee.


Routing Number

When asked for the HAPO Routing number, please refer to the first number on the bottom of your personal checks:


*Bill Payer service will be cancelled if not used for six months.

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