HAPO’s FREE Checking means no monthly fee, no minimum balance required plus all the freebies that a checking account should have.
- No Minimum Balance
- No Monthly Fee
- Mobile Banking
- Personalized Instant Issue VISA Debit Cards
- Direct Deposit
- Bill Payer*
Find out more about our Convenience Services.
Overdraft Protection: Are You Covered?
Have your paychecks directly deposited into your HAPO account by filling out our Direct Deposit Form
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When asked for the HAPO Routing number, please refer to the first number on the bottom of your personal checks:
*Bill Payer service will be cancelled if not used for six months.