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7/28/2021 -- Washington Cares Act

Jul 28, 2021, 14:17 PM

Washington Cares Act

Washington's Long-Term Care Trust Act

The Washington state legislature passed the Long-Term Care Trust Act and Gov. Jay Inslee recently signed it into law, creating the “Washington Cares Fund.” The purpose of the new law, fund, and worker-funded tax is to help ensure the state's aging population will have access to long-term care (LTC) services like lengthy hospital stays, assisted living, rehab facilities, and skilled nursing care if and when they need such services in the future.

*For full details and exemptions regarding the Long-Term Care Trust Act, refer to the  Washington Cares Fund website.

Contributions

Beginning January 2022, Washington workers will pay up to $0.58 per $100 of earnings. Every employee contributes – employers do not. If you are self-employed, you can opt-in to the Trust.

Benefits

Beginning January 2025, each person who is eligible to receive the benefit can access services and supports costing up to $36,500.

Eligibility

People who have a need for long-term services and supports may begin applying for benefits in January 2025. To qualify for benefits, you must have met the Washington Cares contribution requirements by the time you apply. You must also need help with activities of daily living.

Exemptions

Workers who hold existing long-term care insurance or purchase a new private policy before November 1, 2021 can apply for an exemption from Washington Cares coverage. If approved, your exemption will mean that you aren’t required to pay premiums and will be permanently excluded from Washington Care benefits.  

More Information

For more detailed information, visit the Washington Cares Fund website.

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The information above was sourced from the Washington Cares Fund website (July 2021)