Step 1 of 4: Use our loan calculator to determine how much you can afford.
Begin by reviewing your monthly expenses in relation to your income. If you need help, consult a HAPO loan specialist who can assist you with any part of the pre-approval process.
Interest rates vary depending your credit score, term of the loan, and year of the vehicle but HAPO has great low rates and a range of products that can protect your investment. See loan protection benefits.
Keep in mind that as you increase your monthly financial obligations, your borrowing power for other purchases and your ability to save money will be reduced.