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Auto Refi Promotion

So Much More than a Low Rate!

Now, for a limited time when you refinance your auto loan to HAPO, you will receive a credit to your existing HAPO VISA!

  • Receive a $100 credit to your VISA when you refinance an auto loan of $10,000 to $19,999
  • Receive a $200 credit for auto loans of $20,000 to $29,99
  • Receive a $300 credit to your VISA for auto loans of $30,000 and above. 

Members who are not current HAPO VISA cardholders will automatically be approved for the VISA amounts listed below upon refi approval. 

  • Auto refi’s between $10,000 - $19,000 will automatically qualify for a $1000 credit limit on their new HAPO VISA credit card.
  • Auto refi’s between $20,000 - $29,000 will automatically  qualify for a $2000 credit limit on their HAPO VISA credit card.
  • Auto refi’s between $30,000 and above will automatically  qualify for a $3000 credit limit on their HAPO VISA credit card. 

Refinance today to take advantage of this special offer! Click to view our current rates. 

*Promotion and approvals good from June 1, 2017 thru June 30, 2017.  Auto Rates as low as 3.24% APR (Annual Percentage Rate). Loan must be funded and booked by July 7th, 2017.  Refinance your auto loan with HAPO and receive a credit to your existing HAPO VISA.  Receive a $100 credit to your VISA when you refinance an auto loan of $10,000 to $19,999; $200 credit for auto loans of $20,000 to $29,999; $300 credit to your VISA for auto loans of $30,000 and above.  Credits will be applied within 2 business days.  Members who are not current HAPO VISA cardholders will automatically be approved for the VISA amounts listed below upon refi approval.  Auto refi’s between $10,000 - $19,000 will automatically qualify for a $1000 credit limit on their new HAPO VISA credit card; $20,000 - $29,000 will automatically  qualify for a $2000 credit limit on their HAPO VISA credit card; $30,000 and above will automatically  qualify for a $3000 credit limit on their HAPO VISA credit card.  A member may request more than the automatic qualifying dollar amount but that will be subject to normal underwriting procedure. You will need your loan number and current loan balance from the other financial institution (as well as payment address). Loan balance must be from another financial institution, and be 90 days or older.  HAPO will finance up to 120% of retail KBB value subject to credit factors including credit score.  Depending on the loan terms, your monthly payments may or may not be reduced. The actual amount of money that you save, if any, will vary. Any loan rates quoted are Annual Percentage Rates and are subject to change. Offer is subject to change or end without notice. Offer does not apply to refinancing existing HAPO CU auto loans. Please call us for our current rate floor (the lowest possible rate at which we can refinance your loan). Your actual rate and term may vary, depending upon your credit history and other factors. Other conditions, restrictions and credit approval apply. Federally Insured by NCUA. Ask a representative for complete details.