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Mortgage Loans
 

HELOC Special

Your Life. Your Home. Do More.

For a limited time take advantage of our HELOC Special and put your equity to work! Use the equity from your home for:

  • Home improvements
  • College tuition
  • Land acquisition
  • Finance a shop
  • Plan a Vacation
  • Payoff high interest loans
  • MORE!

Promotion Highlights:

  • 2.99% APR* (Annual Percentage Rate) for LTV (Loan to Value) less than/equal to 80%.
  • 4.99% APR* (Annual Percentage Rate) for LTV (Loan to Value) greater than 80% and less than/equal 85%.
  • Introductory rate is available for 12 months from the date the account is opened. 
  • Flexible and endless opportunities!

Call a HAPO Mortgage Loan Officer at 509-946-2044 to get started today!

All properties must be one to four family units, located in Washington State or Oregon.

Home Equity Line of Credit Promotion Disclosure

*Limited time offer.  Rate and program availability is subject to approval of borrower's credit, property type, loan to value and loan term. Rate and program availability is subject to change without notice.  2.99% APR (Annual Percentage Rate) for LTV (Loan to Value) less than/equal to 80%. 4.99% APR (Annual Percentage Rate) for LTV (Loan to Value) greater than 80% and less than/equal 85%. Introductory rate is available for 12 months from the date the account is opened. After the introductory period, your APR (Annual Percentage Rate) is variable and will be calculated as the Wall Street Journal Prime Rate (currently 4.00%) + a margin (1.50%), which is currently 5.50%. Minimum monthly payments will apply.  For a complete explanation of qualifications or fees contact the Mortgage Division at (509) 946-2044. Federally Insured by NCUA. Equal Housing Lender.

Low Fixed Rates

**Consult your tax advisor on the deductibility of interest in your particular situation.

!Minimum qualifies mid credit score is 740 to qualify.