Visa Rates

TypeDescriptionAPR*Maximum TermConditions
Credit CardLow Rate13.50%
(Currently as low as)
Revolving*
Credit CardCash Back16.50%
(Currently as low as)
Revolving*
Credit CardRewards 15.75%
(Currently as low as)
Revolving*
Credit CardBusiness 16.99%
(Currently as low as)
Revolving* Must apply at one of our convenient branch locations
Home Equity Line of CreditEquity Visa9.50%
(Currently)
Call HAPO**
Shared SecuredShare Secured18.00% Revolving 
Youth Credit CardYouth Credit Card12.90%RevolvingLearn More

Rates subject to change without notice.

*This APR will vary with the market based on the Prime Rate as reported in the Wall Street Journal, as well as credit score. VISA credit card APR range of Prime + 5.00% to Prime + 14.75% depending on credit score and program. Rate changes go into effect after the full VISA cycle following any Prime Rate Change.

**Home Equity Visa rate of Prime + 1.00% is a variable rate and based off of Prime Rate as reported in the Wall Street Journal. The maximum annual percentage rate for a Home Equity VISA is 18.00%. Fees imposed when opening a Home Equity VISA range from approximately $1000-$1500.

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Home Equity VISA

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