Things you should know: Remember, HAPO will never call and ask you for your PIN number. Fraud is at an all-time high and your security is top of mind for us. Don't always trust your caller ID. When in doubt, hang up and call us back. Learn more.
HAPO Community Credit Union - Serving the Tri-Cities and Beyond
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Payday Loan Alternative

HAPO offers members a great alternative

HAPO provides a quick, convenient solution for the short-term cash needs of credit union members.


  • Quick access to cash
  • Simple, easy application

You qualify if:

  • You make at least $1,000/month
  • You've had an active checking account for at least 90 days
  • Your payroll is direct deposit
  • You've had continuous employment for the last six months
  • You are 18 years or older

Apply for up to $400.00 today

Payday Loans


601 Williams Blvd. Richland, WA 99354
Phone: 509-943-5676