HAPO Community Credit Union - Serving the Tri-Cities and Beyond
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Membership Benefits

Membership Benefits

Welcome to HAPO Community Credit Union. Like all credit unions, HAPO is made up of people united in a common bond. As a member of this not-for-profit cooperative, you also become one of the owners, with all the rewards and benefits credit union membership has to offer. Our entire method of doing business is geared toward servicing our members. Since 1953, HAPO has been providing a quality locally owned financial alternative for people like you and your families. Together, we give each other competitive rates on loans, checking, terms on savings, Visa credit cards and the best interactive web site service.

Convenient Services

  • Conveniently Located Financial Centers
  • 24 Hour Telephone Banking
  • 24 Hour Internet Banking
  • Internet Bill Payment Service
  • Drive Thru
  • Direct Deposit
  • Saturday Service
  • Night Depository
  • On-line check images
  • Notary Service
  • Live Web Chat
  • Mobile Banking


  • Certificate Accounts
  • Money Market Accounts
  • Savings Accounts
  • IRAs


  • Auto/Truck/RV/Boat Loans
  • Mortgage Loans
  • Motorcycle Loans
  • Home Equity Loans
  • Line of Credit
  • Dealer Direct Auto Financing
  • Internet Loan Applications


  • Visa Check Card
  • Visa Credit Cards
  • Visa Rewards


  • Gap Vehicle Insurance
  • Loan Payment Protection
  • Safe Deposit Boxes
  • Mechanical Breakdown Protection
601 Williams Blvd. Richland, WA 99354
Phone: 509-943-5676