September 7, 2017
Equifax, one of the nation’s three major credit reporting agencies, recently experienced a data breach that exposed personal information of approximately 143 million Americans including Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. We are making you aware of this incident because HAPO reports the status of your loan(s) to all three credit bureaus, including Equifax, on a monthly basis. It is important to know that the credit union's systems were not breached and that the breach occurred in Equifax's systems.
This event is not isolated to HAPO Community Credit or its members.
Here are some things you should know as reported by Equifax:
- Cyber criminals exploited a U.S. website application to gain access to sensitive files.
- Equifax has found no evidence of unauthorized activity on their core consumer or commercial credit reporting databases.
- Equifax is actively working with the FBI and an independent cybersecurity firm to determine the scope of the incident.
- A website dedicated to the data breach has been created to aid consumers in determining if their information was compromised. Additionally, they will be sending direct mail notices to all that have been impacted.
- Free identity theft protection and credit file monitoring is being offered to all U.S. consumers.
What can you do?
The security of your information is always a top priority at HAPO Community Credit Union and we will continue to monitor Equifax’s response to this event so we may update this page with any new or additional information.