As a reminder HAPO will be closed in observance of Martin Luther King Jr. Day on Monday, January 20, 2020. As always, you will have access to Online and Mobile Banking, as well as access to 30,000+ surcharge-free ATMs nationwide.

Preparation is everything

Regardless of the method you use to buy a vehicle, it's important to realize that knowledge is power. Our 4-step process allows you to take the wheel by providing all of this information in one convenient location. If you are applying during business hours, you can expect a loan decision in minutes. If you are applying after business hours, you can expect a loan decision during the next day.

Use HAPO’s easy 4-step process

Use the tools below as needed or get started now with an online application.

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601 Williams Blvd. Richland, WA 99354
Phone: 509-943-5676