IMPORTANT ALERT: We’ve been made aware of text messages and phone calls being received this week regarding the temporary block of debit cards. Please do not respond to these messages. As a reminder, HAPO will never send text messages or call you asking for your personal information or your ATM PIN number. NEVER GIVE OUT YOUR PIN TO ANYONE! If you did provide any of your personal information such as card number or your PIN in response to one of these messages, please call us immediately. We can be reached at 509-943-5676 or 800-284-4276 during regular business hours.

AFTER HOURS SUPPORT: If you provided any personal information such as your card number or your PIN, please call 844-436-1752 to cancel your card immediately.

Locate Your Vehicle

Find your car through our Dealer Direct Network

HAPO Dealer Direct is the easy way to do your vehicle shopping. Go to any of our authorized dealer listed below, choose your favorite vehicle and fill out all of your loan forms directly at the dealership. No more running from place to place to complete your loan application.

Private Party or Dealership:

If you want to buy a vehicle from a private party or from a dealership outside of our Dealer Direct Network, you may find the links below helpful in locating the right vehicle for you.

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Apply Online

Use our online application

Current Rates

Low rates for every loan

Dealer Direct


Walla Walla


Moses Lake & Wenatchee


Western Washington



601 Williams Blvd. Richland, WA 99354
Phone: 509-943-5676