Need a loan for something other than a vehicle or a home? Don't worry, we got that covered too. We offer close-end signature loans, share secured loans, and payday alternative loans.
- Loans with a max term of 36 months
- Max loan amount of $15,000
- Share loans can be secured with savings, certificates or money market accounts
- Interest rates are calculated at 3% APR (rounded up to the nearest 1/4%) above the current rate earned on your account
- Fast automatic approval, no appointment necessary to sign
Payday Alternative Loans
HAPO offers members a great alternative to a payday loan giving you a convenient solution for the short-term cash needs without the high rates.
- Quick access to cash
- Simple, easy application
You qualify if:
- You make at least $1,000/month
- You have an active direct deposit on your HAPO account for at least 90 days
- You've had continuous employment for the last six months
- You are 18 years or older
Apply for up to $400.00 today