IMPORTANT ALERT: We’ve been made aware of text messages and phone calls being received this week regarding the temporary block of debit cards. Please do not respond to these messages. As a reminder, HAPO will never send text messages or call you asking for your personal information or your ATM PIN number. NEVER GIVE OUT YOUR PIN TO ANYONE! If you did provide any of your personal information such as card number or your PIN in response to one of these messages, please call us immediately. We can be reached at 509-943-5676 or 800-284-4276 during regular business hours.

AFTER HOURS SUPPORT: If you provided any personal information such as your card number or your PIN, please call 844-436-1752 to cancel your card immediately.

Savings Account Rates

Rate Information

For Savings accounts, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union.

Nature of Dividends

The Dividend Rate and Annual Percentage Yield set forth above are the prospective rates that the Credit Union anticipates paying for the applicable dividend period. Dividends are calculated by the average daily balance method. Dividends are calculated by applying a periodic rate to the average daily balance in the account for the Dividend Period. For dividend bearing accounts, the Dividend Period begins on the first calendar day of the dividend period and ends on the last calendar day of the dividend period as set forth above.

Accrual of Dividends/Interest

Dividends will begin to accrue on non-cash deposits (e.g. checks) on the business day your deposit is credited to your account. Dividends will be compounded and credited quarterly. If you close your account before accrued dividends are credited, accrued dividends will not be paid.

Balance Information

No minimum balance is required to open a savings account.

Transaction Limitations

For all Savings accounts, transaction limitations will apply. No more than six (6) preauthorized, automatic, internet or telephone transfers may be made from these accounts to another account of yours or to a third party in any calendar month (Reg. D). We have the pleasure of serving anyone who lives, works, or worships in Washington State or is related to a current HAPO member. For more information on joining HAPO visit our membership page.

For additional membership information please contact us.


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Dividend 0.11%

APY* 0.11%

*The Dividend Rate and (APY) Annual Percentage Yield on your Savings account are set forth above. The Dividend Rate and APY may change monthly as determined by the Credit Union without notice.

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601 Williams Blvd. Richland, WA 99354
Phone: 509-943-5676