Spring into Saving with HAPO's Auto Refi Special
Take advantage of special Auto Loan Rates in the month of May! To apply, use the button below or stop by a HAPO location near you to refinance today!
Rates as Low as 4.99 % APR* for up to 84 months (750+ Credit Scores)
Rates as Low as 5.49 % APR* for up to 84 months (720 - 749 Credit Scores)
HAPO Auto Loans Are Not Eligible
Disclosures
Offer Effective May 1 through May 30, 2026
Important Disclosures:
Rates as low as 4.99% APR (Annual Percentage Rate) for 84 months. Pending credit approval. 750+ Credit Scores. Rates as low as 5.49% APR (Annual Percentage Rate) for 84 months. Pending credit approval. 720 - 749 Credit Scores. Model must be 2018 and newer. Must be an auto loan to qualify. You will need your loan number and current loan balance from the other financial institution (as well as payment address). Loan payment must be a minimum monthly payment of $50. Depending on the loan terms, your monthly payments may or may not be reduced. The actual amount of money that you save, if any, will vary. Any loan rates quoted are Annual Percentage Rates and are subject to change. Offer is subject to change or end without notice. Offer does not apply to refinancing existing HAPO CCU auto loans. Offer does not apply to purchases. Your actual rate and term may vary, depending upon your credit history and other factors.
APR = Annual Percentage Rate. All rates, terms, and fees are subject to change without notice. Offer subject to change or end at any time.
Your actual rate and approval are subject to credit approval and other underwriting criteria.
Loan Processing Fee: $50 applies on all consumer collateral loans (autos, motorcycles, boats, motorhomes, travel trailers, ATVs, off-road vehicles, etc.).
Ineligible Collateral: Salvage-title vehicles, branded titles, lemon law buybacks, or vehicles with over 150,000 miles.
Depending on the new loan terms, your monthly payment may or may not decrease, and actual savings (if any) will vary.
Other restrictions and conditions may apply. Federally insured by NCUA. For complete rate sheet and additional terms, please contact HAPO Community Credit Union or visit hapo.org. Rates and offers subject to change. Membership and credit approval required. Visit rates page for rates and additional information.
Example (4.99% APR, 60 months): Finance $30,000 for 60 months at 4.99% APR = $566 per month | Total finance charge = $3,959.96 | Total of payments = $33,959.96 (Actual payment and term will vary based on approved amount, rate, and credit qualifications.)