*The Dividend Rate and (APY) Annual Percentage Yield on your Savings account are set forth above. The Dividend Rate and APY may change monthly as determined by the Credit Union without notice.
For Savings accounts, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union.
Nature of Dividends
The Dividend Rate and Annual Percentage Yield set forth above are the prospective rates that the Credit Union anticipates paying for the applicable dividend period. Dividends are calculated by the average daily balance method. Dividends are calculated by applying a periodic rate to the average daily balance in the account for the Dividend Period. For dividend bearing accounts, the Dividend Period begins on the first calendar day of the dividend period and ends on the last calendar day of the dividend period as set forth above.
Accrual of Dividends/Interest
Dividends will begin to accrue on non-cash deposits (e.g. checks) on the business day your deposit is credited to your account. Dividends will be compounded and credited quarterly. If you close your account before accrued dividends are credited, accrued dividends will not be paid.
No minimum balance is required to open a savings account.
For all Savings accounts, transaction limitations will apply. No more than six (6) preauthorized, automatic, internet or telephone transfers may be made from these accounts to another account of yours or to a third party in any calendar month (Reg. D). We have the pleasure of serving anyone who lives, works, or worships in Washington State or is related to a current HAPO member. For more information on joining HAPO visit our member services page.
For additional membership information please contact us.