All Credit Scores Qualify!
Balance transfer to a HAPO VISA credit card for as low as 3.99% APR* now until February 28th, 2018!
- No Balance Transfer Fee
- Rates as low as 3.99%*
- Locked in for 18 months
- No Annual Fee
- Get it in Minutes
We make it quick and easy to Balance Transfer:
- Transfer your high rate balances directly to HAPO through online banking.
- Bring in your balance transfer information to any HAPO location most convenient to you and we’ll take care of the balance transfer for you.
- Call 1-866-820-3867 to request the balance transfer anytime, 24 hours a day.
Or, apply for a VISA credit card and balance transfer right now.
Things you should know:
*3.99% APR (Annual Percentage Rate) is valid for balance transfers processed between 1/15/18 and 2/28/18. Qualifying balances transferred between 1/15/18 and 2/28/18 are held at the promotional APR for 18 billing cycles. After your July 2019 billing statement, you will be charged the standard rate for your card at that time. Your standard APR may vary with changes to the Prime Rate. We calculate your APR by adding a “margin” to the Prime Rate. Promotional APR is valid for all credit scores. Purchases, cash advances, and transfers of any loan balances already held by HAPO will carry your card’s standard APR. Your minimum payment due will be applied to promotional rate balances with any excess being applied to the balance with the highest APR. Balance transfers are processed as Cash Advances and will accrue interest under “Cash Advance". Pending credit approval.