Your Money Makeover starts here!
Balance transfer to a HAPO VISA credit card for as low as 1.99% APR* now until March 31, 2019!
- No Balance Transfer Fee
- Rates as low as 1.99%*
- Locked in until June 2020
- No Annual Fee
- Get it in Minutes
We make it quick and easy to Balance Transfer:
- Transfer your high rate balances directly to HAPO through online banking.
- Bring in your balance transfer information to any HAPO location most convenient to you and we’ll take care of the balance transfer for you.
- Call 1-866-820-3867 to request the balance transfer anytime, 24 hours a day.
Or, apply for a VISA credit card and balance transfer right now.
Things you should know:
*1.99% APR (Annual Percentage Rate) is valid for balance transfers processed between 1/15/19 and 3/31/19. Qualifying balances transferred during this period will be held at the promotional APR until June 2020. After the promotional period ends, the remaining promotional balance will return to a variable APR (WSJ Prime +5% - 18%). Balance transfers are processed as Cash Advances and will accrue interest under “Cash Advance.” Cardholder
is responsible for the outstanding balance at the receiving institution until payment is received in full. Promotional APR is valid if credit
score is 650 or above. Standard card APR applies for scores 649 and below. Purchases, cash advances, and transfers of any loan balances already held by HAPO will carry your card’s standard APR. Your minimum payment due will be applied to promotional rate balances with any excess being applied to the balance with the highest APR.