Home Equity Visa

VISA Balance Transfer

No Looking Back! End of the Year Balance Transfer is Here!

Balance transfer to a HAPO VISA credit card for as low as 2.99% APR* now until December 31, 2017!

Additional Perks:

  • Rates as low as 2.99%*
  • Receive this rate until your December 2018 billing statement
  • No Annual Fee
  • No Balance Transfer Fee 
  • Get it in Minutes!

We make it quick and easy to Balance Transfer:

  • Transfer your high rate balances directly to HAPO through online banking.
  • Bring in your balance transfer information to any HAPO location most convenient to you and we’ll take care of the balance transfer for you.
  • Call 1-866-820-3867 to request the balance transfer anytime, 24 hours a day.

Or, apply for a VISA credit card and balance transfer right now.


Things you should know:

*2.99% APR (Annual Percentage Rate) is valid for balance transfers processed between December 1, 2017 and December 31, 2017.   Qualifying balances transferred between December 1, 2017 and December 31, 2017 are held at the promotional APR for 12 billing cycles. After your December 2018 billing statement, you will be charged the standard rate for your card at that time. Your standard APR may vary with changes to the Prime Rate. We calculate your APR by adding a “margin” to the Prime Rate. Promotional APR is valid if primary applicants credit score is 650 or above. Standard card APR applies for scores 649 and below. Purchases, cash advances, and transfers of any loan balances already held by HAPO will carry your card’s standard APR. Your minimum payment due will be applied to promotional rate balances with any excess being applied to the balance with the highest APR.