Time for a Debt Takeover
Balance transfer to a HAPO VISA credit card for as low as 2.20% APR* for 22 months!
- No Balance Transfer Fee
- Rates as low as 2.20%*
- Locked in for 22 months
- New and Trendy Card Designs
- No Annual Fee
- Get it in Minutes
We make it quick and easy to Balance Transfer:
- Transfer your high rate balances directly to HAPO through online banking.
- Bring in your balance transfer information to any HAPO location most convenient to you and we’ll take care of the balance transfer for you.
- Call 1-866-820-3867 to request the balance transfer anytime, 24 hours a day.
Or, apply for a VISA credit card and balance transfer right now.
Things you should know:
*2.20% APR (Annual Percentage Rate) is valid for balance transfers processed between 9/15/18 and 11/15/18. Qualifying balances transferred between 9/15/18 and 11/15/18 will be held at the promotional APR for 22 billing cycles. After the July 2020 statement cycle, the remaining promotional balance will return to a variable APR (10% - 18%). Balance transfers are processed as Cash Advances and will accrue interest under “Cash Advance.” Cardholder is responsible for the outstanding balance at the receiving institution until payment is received in full. Promotional APR is valid if credit score is 650 or above. Standard card APR applies for scores 649 and below. Purchases, cash advances, and transfers of any loan balances already held by HAPO will carry your card’s standard APR. Your minimum payment due will be applied to promotional rate balances with any excess being applied to the balance with the highest APR. Pending Credit Approval.