Be a Member, not a Number

At HAPO, you're not a're a member. We are here to serve you, not sell you. We care about the things you care about which is why we have more than 70 coaches to help guide and support you. Get banking with out the BS by opening an account with us today. 

Become a Member


HAPO’s FREE Checking means no monthly fee, no minimum balance required plus all the freebies that a checking account should have. We believe in Fee Fairness® and no hidden charges. Don't settle for less. Bank on More® with HAPO.

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Did you know that the majority of U.S. households would be in financial trouble if hit with an unexpected expense of as little as $500? That's why paying yourself first is so important and a HAPO Savings Account is a great way to get started.

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Savings Piggy Bank

Certificate Accounts

You work hard for your money. Shouldn't your money work hard for you? A Certificate Account with HAPO is a great way to earn great dividends.

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Kids Savings Account

Good habits start young with a HAPO Savings Account. We created "HAPO Academy" with a focus in guiding youth towards good financial habits.

Upgrade Your Piggy Bank
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IRA Account

It's never too early to start thinking about retirement. HAPO offers both Traditional and Roth IRAs as well as education savings accounts.

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Money Markets

Save more, earn more. It's that easy. Our Money Market Accounts generally pay the best rates in our area. Check out some of the benefits.

Open an Account