Visa® Balance Transfers

Consolidate credit card debt into one low payment

Let us help you knock out debt with a low rate Balance Transfer. You can transfer your high rate balances to HAPO's Instant Issue Visa by applying online. 

Either request a Balance Transfer through Online Banking or:

  • Bring in your balance transfer information to any HAPO location most convenient to you and we'll take care of the balance transfer for you OR
  • Call 1-866-820-6805 to request the balance transfer anytime, 24 hours a day.

We make it easy so you can get back to life.

Apply Today!

Cardholder Benefits

  • Low Rates
  • New and trendy card designs
  • No annual fee
  • No balance transfer fee
  • Get it in minutes
  • Instant Issue (Walk in and walk out of any HAPO location with a NEW HAPO VISA)
  • Visa eStatements
  • HAPO Visa Card App
  • Fraud Monitoring