Visa Balance Transfers

Consolidate credit card debt into one low payment

Let us help you knock out debt with a low rate Balance Transfer. You can transfer your high rate balances to HAPO's Instant Issue Visa by applying online. 

Either request a Balance Transfer through Online Banking or:

  • Bring in your balance transfer information to any HAPO location most convenient to you and we'll take care of the balance transfer for you OR
  • Call 1-866-820-6805 to request the balance transfer anytime, 24 hours a day.

We make it easy so you can get back to life.

Cardholder Benefits

  • Low Rates
  • No Fees
  • Instant Issue (Walk in and walk out of any HAPO location with a NEW HAPO VISA)
  • Visa eStatements
  • Receive Visa Transaction Alerts
  • Fraud Monitoring
  • and more!

What are you waiting for? Balance transfer to a low rate HAPO VISA today!