CD Rate Match

Find a better rate?

Find a better interest rate at another financial institution? We'd love the chance to match it. Fill out our request form below and our team will review it and get back to you.

For Your Convenience

Get quick access to the services you’re looking for most.


Make payments with our web payment center.

Payments Your Way


Use our simple online loan application.

Apply for a Loan


Setup an appointment with a HAPO team member.

Let's Meet

Home Loans

Low rates, flexible financing, and quick approvals.

Apply Today

Card Chooser

Not sure what credit card to choose? No problem.

Use our card choosing tool that asks you a few simple questions and recommends a card fits your spending habits. It only takes a few minutes.

Try Card Chooser

Improve your credit

With SavvyMoney you get your latest credit score and report, an understanding of key factors that impact the score, and special offers that can help reduce your interest costs.

  • See your score without hit
  • Simulate ways to improve your score
  • See available offers
Enroll Today

Dollars & Sense

A blog and podcast focused on financial topics from budgeting basics to fraud prevention.

Financial Coaching

 February 6, 2024

Navigating Finances After the Loss of a Spouse

By Mylene Leasure

We recognize losing a spouse is an incredibly challenging and extremely emotional experience. Amidst the grief, it's essential for the surviving spouse to take control of their finances. Here's an overview along with a downloadable guide to help you through this difficult process.

Read More

Starting up a Business

Clawing your way out of debt

Facebook Marketplace

Starting up a Business

  • 130+

    Financial Coaches

  • 20


  • 1

    Goal: you

join us