Be a Member, not a Number

At HAPO, you're not a customer...you're a member. We are here to serve you, not sell you. We care about the things you care about which is why we have more than 70 coaches to help guide and support you. Get banking with out the BS by opening an account with us today. 

Become a Member
VIP

Checking

HAPO’s FREE Checking means no monthly fee, no minimum balance required plus all the freebies that a checking account should have. We believe in Fee Fairness® and no hidden charges. Don't settle for less. Bank on More® with HAPO.

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Savings

Did you know that the majority of U.S. households would be in financial trouble if hit with an unexpected expense of as little as $500? That's why paying yourself first is so important and a HAPO Savings Account is a great way to get started.

Start Saving
Savings Piggy Bank

Certificate Accounts

You work hard for your money. Shouldn't your money work hard for you? A Certificate Account with HAPO is a great way to earn great dividends. We even have a Rate Match program if you find a better rate somewhere else.

Note: Rate match subject to approval.

Start Earning More
Kid with piggy bank

Kids Savings Account

Good habits start young with a HAPO Savings Account. We created "HAPO Academy" with a focus in guiding youth towards good financial habits.

Upgrade Your Piggy Bank
Retired couple walking

IRA Account

It's never too early to start thinking about retirement. HAPO offers both Traditional and Roth IRAs as well as education savings accounts.

Start Planning
Person checking rates on computer

Money Markets

Save more, earn more. It's that easy. Our Money Market Accounts generally pay the best rates in our area. Check out some of the benefits.

Open an Account
HAPO
601 Williams Blvd. Richland, WA 99354
Phone: 509-943-5676