Checking Accounts

Managing your money has never been easier

At HAPO, we believe in Fee Fairness® and no hidden charges. That's why with HAPO's Free Checking there is no monthly fee, no minimum balance required plus all the freebies that a Checking Account should have.

  • No Minimum Balance
  • No Monthly Fee
  • Mobile Banking
  • Instant Issue VISA Debit Cards
  • Personalized VISA Debit Cards
  • Direct Deposit
  • Bill Pay*
  • e-Statements

*Bill Pay service will be cancelled if not used for six months.

Overdraft and Return item fees still apply. 

The perks of a HAPO Checking Account make managing your money both secure and convenient. Don’t settle for less. Bank on More® with HAPO.

Open an Account

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Routing Number: 325181264

When asked for the HAPO Routing number, please refer to the first number on the bottom of your personal checks.

Reorder Checks

Fast, simple, secure

View Checking Rates

Great rates everyday