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Treasury Services

Our mission is to provide quality products and services that support businesses within our community. Our services are designed to help you manage your financial needs with greater security and efficiency, so you can confidently adapt to an ever-changing financial landscape. From ACH Origination to Online Wire Transfers, our comprehensive suite of financial solutions offers the flexibility and control you need to streamline and manage daily operations.

*Contact HAPO to request additional information and fees that may apply

Get in touch with Treasury Services today at 509-783-0925 or TreasuryServices@hapo.org

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Still not sure? No problem. Please contact Treasury Services directly and we'll help you get started

Email: TreasuryServices@hapo.org
Ph: 509.783.0925

Business Online Banking

Business Online Banking

Provides a variety of convenient, secure solutions designed to make your finances, accessible anytime, anywhere. Key features include:

  • Check stop payment capabilities
  • Dedicated member support
  • Electronic Statements for easy recordkeeping
  • Link and see multiple entities under a single profile (i.e. Multi-TIN)
  • Multiple user access with customizable permissions
  • Real-time account balance and transaction details
  • Secure funds transfers between HAPO accounts

Business Bill Pay

Maximize your Business Online Banking by incorporating Bill Pay. Take control of your payments in an efficient, flexible way to pay companies or individuals from your office or on the go using our Business Mobile App. Some of the features includes:

  • Payments are delivered on or before the scheduled date
  • Payments are sent electronically or by check
  • Schedule single or recurring payments
  • Selecting the account from which each bill is paid

Treasury Services Products

ACH Origination

Send and receive electronic payments securely through the ACH Network. ACH Origination helps streamline payment processing, improve efficiency, manage cash flow, and reduce fraud risk.

  • Automate recurring payments and collections
  • Create recurring transaction templates
  • Enhance security with multifactor authentication and dual approvals
  • Improve cash flow and funds availability
  • Initiate debits for fees and billing
  • Process payroll and other credits in a single transaction
  • Utilize Same Day and Next Day ACH

Domestic Wire Transfers

Wire transfers through Business Online Banking provide a fast, secure way to send guaranteed funds within one business day. It also provides:

  • Ability to set up recurring wires to the same recipient
  • Added protection through multifactor authentication and dual approval controls
  • Schedule future-dated wire transfers
  • Secure methods to send funds with confidence
Remote Deposit Capture

Remote Deposit Capture

Utilize Remote Deposit Capture to deposit checks electronically from your office using a certified scanner provided by HAPO and an internet connection – saving time and improving efficiency.

  • Access check images through Business Online Banking
  • Consolidate funds from multiple locations into one bank account
  • Deposit checks 24/7, beyond traditional banking hours.
  • Detect duplicate items automatically
  • Eliminate unnecessary trips to the bank by depositing directly into your account through a secure connection
  • Scan and process multiple checks at one time
  • Scan business, personal, and Cashier’s Checks

Positive Pay

According to the 2026 Association for Financial Professionals Payment Fraud report, 76% of organizations experienced actual or attempted payment fraud, with check fraud impacting 58% of victims. We offer both Check and ACH Positive Pay options.

Check Positive Pay

Our Check Positive Pay System is an automated fraud detection tool that verifies four key check details - issue date, check number, payee, and amount - before items attempt to clear your account.

  • Greater control and security
  • Protect against payee alterations by verifying the payee
  • Simplified account reconciliation with visibility into paid and outstanding items
  • Timely return of forged or altered checks saves money by limiting potential losses and legal fees
  • Validation of checks presented for payment, including those at the teller line

ACH Positive Pay

The ACH Positive Pay System helps mitigate fraud associated with electronic payments by giving you control over incoming transactions. With this service you can:

  • Decline suspicious or unauthorized ACH transactions
  • Establish dollar thresholds for approved transactions
  • Review all incoming ACH activity before it posts
  • Set rules to allow only approved payments

Merchant Card Services

Our Merchant Card Services deliver simple, secure, and innovative payment solutions tailored to your unique business needs. No matter what type of business you run, credit and debit card processing is an integral part of your operations. Our product provides the ability to accept all major payment types and allows you to access your business’ electronic transactions, anytime, anywhere.

Remote Deposit Capture

Features include:

  • 24/7 Help Desk
  • Competitive processing rates
  • Detailed transaction reporting to help identify trends and insights
  • In-house installation and training for any needs that may arise
  • Phone, internet, and e-commerce payment options
  • POS system integration
  • Wide selection of terminals to meet your business needs
  • Wireless payments options for events and fundraisers
HAPO
601 Williams Blvd. Richland, WA 99354
Phone: 509-943-5676