Statement Inserts

To view current and past statement inserts and updates to account agreements, click on the corresponding statement month below.

2025

• November 2025 - Membership Agreement and Account Changes
• July 2025 - Membership Agreement and Account Changes
• March 2025 - Fraud Prevention Member Flyer

2024

• September 2024 - Membership and Account Agreement, Electronic Services, Fee Schedule
• June 2024 - Membership and Account Agreement

2023

• August 2023 - Membership and Account Agreement
• April 2023 - Notice of Change to Fee Schedule
• March 2023 - Electronic Services Agreement
• March 2023 - Overdrafts and Courtesy Pay

2022

• December 2022 - Membership and Account Agreement Insert
• December 2022 - Important Information About Changes to Your HAPO Account Insert (Business Members)
• June 2022 - Free Payment Solution Statement Insert

2021

• December 2021 - Commercial Account Update
• Sept 2021 - Statement Insert
• June 2021 - Statement Insert
• March 2021 - Statement Insert
  

2020

• December 2020 - Statement Insert
• June 2020 - Statement Message
• April 2020 - Statement Message

2019

• December 2019 - Statement Insert
• June 2019 - Statement Message
• June 2019 - Statement Insert
• April 2019 - Statement Insert
• March 2019 - Statement Insert
• March 2019 - Statement Insert