Use our online application to get pre-approved

Drive your financial future with HAPO. Affordable rates and speedy decisions make it easy for you to purchase a new or used car, truck or SUV that fits your needs and your budget. Financing terms range up to 84 months depending on the year of the vehicle.

Click the "Apply Now" button below to apply online, stop by a branch, call us, or tell your auto dealer you want HAPO financing.

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Current Rates

Low rates for every loan