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HAPO Free Checking

No minimum deposits. No worries.

At HAPO, we believe in Fee Fairness® and no hidden charges. That's why with HAPO's Free Checking** there is no monthly fee, no minimum balance required plus all the freebies that a Checking Account should have.

The perks of a HAPO Checking Account make managing your money both secure and convenient. Don’t settle for less. Bank on More® with HAPO.

Open an Account

  • No Minimum Balance
  • No Monthly Fee
  • Mobile Banking
  • Instant Issue VISA Debit Cards
  • Personalized VISA Debit Cards
  • Direct Deposit
  • Bill Pay*
  • e-Statements

*Bill Pay service will be cancelled if not used for six months.
**Overdraft and NSF fees still apply.

Credit Union Difference

Members of the credit union are the owners, which means that profits are returned to our member-owners in the form of better loan rates, free or lower cost services, and higher dividends.

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Routing Number: 325181264

When asked for the HAPO Routing number, please refer to the first number on the bottom of your personal checks.

HAPO
601 Williams Blvd. Richland, WA 99354
Phone: 509-943-5676