Example: APRs quoted, on all fixed rate programs 1st lien position are based on a home loan of $308,00.00, with a 45-day rate lock period, 80% Loan to value, 780 credit score, 1% origination and 1%
discount, $725 processing and all other fee and charges associated with the origination of the loan. For a complete explanation of all other fees and charges contact the HAPO Mortgage Division at (509) 946-2044.