Other Loans

Need a loan for something other than a vehicle or a home? Don't worry, we got that covered too. We offer close-end signature loans, share secured loans, and payday alternative loans.

Close-End Signature

  • Loans with a max term of 36 months
  • Max loan amount of $15,000

Share Secured

  • Share loans can be secured with savings, certificates or money market accounts
  • Interest rates are calculated at 3% APR (rounded up to the nearest 1/4%) above the current rate earned on your account
  • Fast automatic approval, no appointment necessary to sign

Payday Alternative Loans

HAPO offers members a great alternative to a payday loan giving you a convenient solution for the short-term cash needs without the high rates.


  • Quick access to cash
  • Simple, easy application

You qualify if:

  • You make at least $1,000/month
  • You have an active direct deposit on your HAPO account for at least 90 days
  • You've had continuous employment for the last six months
  • You are 18 years or older

Apply for up to $400.00 today


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